AdvertFoatureDon't Leave Your Wealthto the GovernmentDo you know the true cost of dying withoutBy Teresa J PayneAre you one of the 60% of Britons who havent madeconcept would protect them. No such coacept exists inUK law.a will? If so you may end up leaving mach of yourwealth to the Government instead of your Eamily.Because each person owned everything in theirIndividual names all assets would have passed to theirAccording to unhiasedmuk, 78% of people agedrespoctive famililes. And because the property thoy livedbetween 1834 haveno will tn plac For those agod s5 in was solely in the man's name things would have been54,68% have to will. The over-55s aro better prepared,with just 30% who haven't made a wilparticularly difficult if be died first. Under the intestacyrules his estranged brother would have inherited thehouse- and they bad no idea wbere he was. Theutdan't leavewouldn't have received any part of the propertyBetween 2016 and 2017, theTreasury gained a assive partnerShe would have had to make a clalm against the estate.£19 million because so many people died withoutThis couple only needed simple wills-but what adifferenoe they make. Now they're both protected.think: the average homeowner has more than 214,000 Generally, any estate worth up to E325,000 is freerather that money went to people you choose, instead of threshold, estates can be taxed at 40% You may notthink your estate is worth that much, but when youDon't make the mistake of thinkingwills are just forthe rich. If you own a hoene, you're worth more than youworth of property to leave to loved ones. Wouldn't youbeing distributed by the Governmentsach a risk by not making a will?Don't Pay More ImheritanceTax Than You Need Toof inheritance tax. For any assets over and above thatClaim Your Free ConsultationMost of us would-so why do so many people takecombine property, vehicles, and otber assets it all dds Don't leave your loved ones in distres:Many people believe they're not worth enough toMany thlnk everything will automatically go to ther to write your will in such a way that you minimlse the simply fill in your details below andAnd many people think it's too expensive.:find out more about making a wilup.ubout Inherilance taxcriday. To apply for a free consultationIf your estate is larger, you'll definitely want to thinka specialist solicitor will be ablepartner or childree when that's not always the case.smount of tax dus, leaving more money for your lovedbackcalloremailus.Orones, In fact, they may be able to save your beaeiciariespost tmany times the solicitor's fees.toquoting reference WRC0905:But dying without a will- even if you're not rich-cancause real problems and heartache for the loved onesHow To Save Headaches And leartachesthoasands of pounds in wasted administration costsand lead to bitter family arguments. Professionals willhave to locato family members who may be scattered Nameineat Me Mean Yoar aed Onses Misuil our ludTelephone: 01184 02081tEmaiil: readingeparfittcresswell.comIf you die without a will which is called "dyIntestate - the Government decides who gets whatfrom your wealth, reserred to as an estate Your spousece civil partmer is first in line, but won't necessarilyreceive everything. Next in the quene are childrenor grandchildren, parents, siblings or their children,halsblings or their children, grandparents, uncles and guardians to take care of your children after you'reaunts or their children and, inally, halfuncles and aunts 80eestate. Your spouse have in varlous placesand wide, as well as gather any Envestments you mayWhen you make a will, you can take care of all thatand appoint the appropriate relatives or friendscan be sure your funeral wishes are fulildd make sure people you trust will take care ofsdministering your estate.If your ostate is worth more than £250,000 and youbave children. your spouse weill probably receive thefrst E250,000 as well as all your personal possessions. Ishort, making a will takes away any guessworkThey'll also receive 50% of what's left-with the other and reduces the risk of any disputes. You can ensurebalf passing to your childrenyour famlily and friends don't bave to deal with difcultIf you have no relatives your estate passes to theedministrative affairs while they'ro grieving for you.Crown or the Duchles of Coall or Lancaster. These Book A Free Consultation Todayrules are known as the laws of intestacy.Parfitt Cresswell SolicitorsWhether you think you seed a well e not,it won't coset2a-2b Prospect Street, Caversham,you anything except a little time to come and talk to oneSo, as you can see, if you die without making a will it'sa little time to comme and talk to oneentirely possible some (or all) of your wealth coald go of our experienced Private Client Lawyers in anlReading, RG4 8]Gto people you don't know very well-or at all. Friends, consultation. You can come to our offices and ask uscarers, and charities would miss out an your generosityanything-and we'll belp you work out what's best forwww.parfittcresswell.comWill Your Partner Automatically Inherit?Some time ago, an unmarried cuple who had been For more laformation and to book a free consultatian,Appointments available in Windsor, Reading,ey didnt have childrea but were shocked to discover us Or telephone us today on 01184 020881 or emailyodtogether for more than 30 years came into our law firm. simply cut out the coupon, fill it in, and post it hacktoLondon, Tunbridge Wells, Edenbridge andthat if one of them died their assets wouldn't go toother partner. They bad thought the common law wifereading parfitlcresswell.com quoting referenoeWRCo9oS todayAuthorised and Regulated by the Solicitors Regulation Authority No 71480.

Date: 10 May 2018

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Advert Foature Don't Leave Your Wealth to the Government Do you know the true cost of dying without By Teresa J Payne Are you one of the 60% of Britons who havent made concept would protect them. No such coacept exists in UK law. a will? If so you may end up leaving mach of your wealth to the Government instead of your Eamily. Because each person owned everything in their Individual names all assets would have passed to their According to unhiasedmuk, 78% of people aged respoctive famililes. And because the property thoy lived between 1834 haveno will tn plac For those agod s5 in was solely in the man's name things would have been 54,68% have to will. The over-55s aro better prepared, with just 30% who haven't made a wil particularly difficult if be died first. Under the intestacy rules his estranged brother would have inherited the house- and they bad no idea wbere he was. The utdan't leave wouldn't have received any part of the property Between 2016 and 2017, theTreasu ry gained a assive partner She would have had to make a clalm against the estate. £19 million because so many people died without This couple only needed simple wills-but what a differenoe they make. Now they're both protected. think: the average homeowner has more than 214,000 Generally, any estate worth up to E325,000 is free rather that money went to people you choose, instead of threshold, estates can be taxed at 40% You may not think your estate is worth that much, but when you Don't make the mistake of thinkingwills are just for the rich. If you own a hoene, you're worth more than you worth of property to leave to loved ones. Wouldn't you being distributed by the Government sach a risk by not making a will? Don't Pay More ImheritanceTax Than You Need To of inheritance tax. For any assets over and above that Claim Your Free Consultation Most of us would-so why do so many people takecombine property, vehicles, and otber assets it all dds Don't leave your loved ones in distres: Many people believe they're not worth enough to Many thlnk everything will automatically go to ther to write your will in such a way that you minimlse the simply fill in your details below and And many people think it's too expensive. :find out more about making a wil up. ubout Inherilance taxcriday. To apply for a free consultation If your estate is larger, you'll definitely want to think a specialist solicitor will be able partner or childree when that's not always the case.smount of tax dus, leaving more money for your loved back call or email us. Or ones, In fact, they may be able to save your beaeiciariespost t many times the solicitor's fees. to quoting reference WRC0905: But dying without a will- even if you're not rich-can cause real problems and heartache for the loved ones How To Save Headaches And leartaches thoasands of pounds in wasted administration costs and lead to bitter family arguments. Professionals will have to locato family members who may be scattered Name ineat Me Mean Yoar aed Onses Misuil our ludTelephone: 01184 02081 tEmai il: readingeparfittcresswell.com If you die without a will which is called "dy Intestate - the Government decides who gets what from your wealth, reserred to as an estate Your spouse ce civil partmer is first in line, but won't necessarily receive everything. Next in the quene are children or grandchildren, parents, siblings or their children, halsblings or their children, grandparents, uncles and guardians to take care of your children after you're aunts or their children and, inally, halfuncles and aunts 80e estate. Your spouse have in varlous places and wide, as well as gather any Envestments you may When you make a will, you can take care of all that and appoint the appropriate relatives or friends can be sure your funeral wishes are fulild d make sure people you trust will take care of sdministering your estate. If your ostate is worth more than £250,000 and you bave children. your spouse weill probably receive the frst E250,000 as well as all your personal possessions. Ishort, making a will takes away any guesswork They'll also receive 50% of what's left-with the other and reduces the risk of any disputes. You can ensure balf passing to your children your famlily and friends don't bave to deal with difcult If you have no relatives your estate passes to theedministrative affairs while they'ro grieving for you. Crown or the Duchles of Coall or Lancaster. These Book A Free Consultation Today rules are known as the laws of intestacy. Parfitt Cresswell Solicitors Whether you think you seed a well e not,it won't coset2a-2b Prospect Street, Caversham, you anything except a little time to come and talk to one So, as you can see, if you die without making a will it's a little time to comme and talk to one entirely possible some (or all) of your wealth coald go of our experienced Private Client Lawyers in anlReading, RG4 8]G to people you don't know very well-or at all. Friends, consultation. You can come to our offices and ask us carers, and charities would miss out an your generosity anything-and we'll belp you work out what's best for www.parfittcresswell.com Will Your Partner Automatically Inherit? Some time ago, an unmarried cuple who had been For more laformation and to book a free consultatian,Appointments available in Windsor, Reading, ey didnt have childrea but were shocked to discover us Or telephone us today on 01184 020881 or email yod together for more than 30 years came into our law firm. simply cut out the coupon, fill it in, and post it hacktoLondon, Tunbridge Wells, Edenbridge and that if one of them died their assets wouldn't go to other partner. They bad thought the common law wife reading parfitlcresswell.com quoting referenoe WRCo9oS today Authorised and Regulated by the Solicitors Regulation Authority No 71480.

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